Get The Funds You Need To Buy, Refi or Restructure Debt On A Rental Property Quickly!

Purchase, Refi & More - Underwriting Done In 24-Hours

3 Weeks Closes On 30-Yr | 620 Min. FICO | Loans Up To $5M | More Options Below

Get Started On A Quote In Seconds

Seeking for the perfect loan for your investment property project?

Get matched with flexible options tailored to your needs.

Begin A Quote Below In Seconds

Requirements: 640 Min. FICO | Loans From $150K To $5M | DSCR Specialists

If your financing request is eligible, you'll be able to book a Free Consultation after completing the form.

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30-Year DSCR Loans

  • ​30-Year Fixed or Adjustable Rates
  • ​Loan Amounts from $75K - $2M
  • ​Vacant Properties Allowed
  • ​Close in an LLC, Trust or Real Person
  • New or Experience Investors
  • ​No Tax Ret. or Employment Doc
  • ​Non-Owner Occ. Inv. Properties Only
  • ​Unlimited Num of Properties Owned

Lending Criteria and Options

  • DSCR rental property units – 1–4 units

  • DSCR rental property units – 5–8 units

  • DSCR rental property units – 9+ units

  • Bridge loan options available

  • Residential construction loans – 1–4 units

  • Residential construction loans – 5+ units

  • Portfolio loans for residential properties

  • Non-QM options for investment properties

  • Bank statement programs for investors

  • Financing for storage units

  • Financing for commercial properties (office, warehouse, etc.)

  • Financing for apartment complexes

  • Flexible solutions for residential investors

  • Creative structuring using DSCR and non-QM programs

  • Construction experience required within past 2 years

  • DSCR requires active rental income (vacant properties not eligible)

By submitting your phone number you are providing express written consent for us and our affiliates, agents, and service providers to contact you at the email provided as well as the number provided regarding products or services, including via autodialed and/or prerecorded or artificial voice calls and texts and that this consent will persist indefinitely until you request a cease in contact which can be made by phone, email or text. You may opt out of text messages or email at any time by reply with the word STOP. 

©2025 West Capital Lending. NMLS# 1566096 · DRE# 02022356

All Rights Reserved

  

17911 Von Karman Ave, Suite 400, Irvine CA 92614

Gabrielle Shalaby Trachtman - Branch Manager

NMLS# 2002504

NMLS Consumer Access

This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

License Information - For complete license information, click link here https://westcapitallending.com/licensing  
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov.
https://westcapitallending.com/texas-complaint

West Capital Lending, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.

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